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Unread 08-21-2014, 11:54 AM   #1
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Phil Yearout
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Default Gun insurance

Wasn't sure where to post this, and it's probably been asked and answered before. Any suggestions about insuring multiple guns? My homeowner's policy has some limitations and I'm trying to decide if I should try to up that coverage, or look into some sort of gun-specific specialty policy. Thanks...
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Unread 08-21-2014, 11:58 AM   #2
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Default Gun Ins

Eastern Insurance.

www.historicfirearms.com
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Unread 08-21-2014, 12:27 PM   #3
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Like David said talk to Jack at Eastern and he will take care of your concerns. I have had their insurance for over 15 years. Any other questions.....
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Unread 08-21-2014, 05:16 PM   #4
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Corvens Gun Insurance. Have coverage on the way to and from the field (and of course while hunting).

http://www.corevensguninsurance.com
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Unread 09-11-2014, 08:33 PM   #5
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Hmm...requested a quote from Eastern and got it back pronto, then emailed Jack with some specific questions and didn't get a reply. Sent another email asking if he got my first one and got an auto "out of the office until 9/4" reply. Here it is 9/11 and still no response. Makes you kinda uneasy about claims, etc. if the rep won't get back to you.
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Unread 09-11-2014, 08:46 PM   #6
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Phil, give him a call, I have never had a problem
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Unread 09-12-2014, 09:09 AM   #7
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What are the rates?
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Unread 09-12-2014, 10:00 AM   #8
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They have a blanket policy for unscheduled items with a limit of $35,000 if no single item is valued over $10,000. $100 deductible, $125.00 per year. Probably wouldn't work for you but it would cover me. But there are a lot of unanswered questions, like 1) what proof of ownership is required, 2) how is value determined in event of a claim, 3) is it $100 per gun or per loss if multiple guns are claimed, 4) does coverage extend outside the home, etc.

I'm mostly concerned about a total loss due to theft, fire, etc. so it might work for me. It's certainly cheap enough but I need some clarification.
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Unread 09-12-2014, 10:32 AM   #9
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Phil, it covers outside the home too, and damage when hunting or shooting an event, also covers a gun you just bought at a show or whatever and it was stolen. Coverage also includes coverage outside the USA which the NRA coverage does not. It covers just about everthing.
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Unread 09-22-2014, 10:49 PM   #10
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I have Eastern and had an unfortunate accident. I could not be happier with the prompt service I received. 2 thumbs up for Jack and Eastern Insurance.
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