I appreciate all of the input. This thread pushed me to make a call this morning to Jack. I looked over my insurance policy last night and somehow had not realized if something happened I would not even get a small % of my guns covered.
Upon speaking with Jack this morning he gave me a quick rundown on the policy’s available. I am sharing what I have learned. An example $80,000 with a 5% discount for being an NRA member or a Parker collectors Association Member was $251.00 per year. This has a $250.00 deductible per occurrence. Guns are covered anywhere in the world. I asked if I was hunting and someone broke into my truck, would it be covered and the answer was yes. I asked if I fell down and broke my stock and the answer was yes, just the $250.00 deductible.
What if I shipped the gun to a gunsmith for a repair and it was damaged in shipment would it be covered, the answer was yes.
Jack also mentioned that for example if the butt stock was broken and had to be replaced on a collectible gun, it would affect the value with the none original stock, so they would cover not only the stock replacement but also the loss of collectible value.
I must say it is great to talk to an insurance agent that understands collectible guns.
I have attached the welcome pkg Jack sent me, for your information. I converted it to a PDF so I hope you can open.
Han HFI Welcome Pkg.pdf
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