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08-09-2011, 09:30 AM
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#1
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Member Info
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Join Date: Nov 2008
Posts: 4,995
Thanks: 554
Thanked 15,701 Times in 2,676 Posts
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Its not an issue of being fortunate, more like being cautious and frugal. Maybe I have some nice things now because I never went into debt. I have friends who are bankers and I'll buy them lunch but regardless of how nice a person they are, I don't want to buy them new office buildings. My newest vehicle is a 94 and I figure its got another 250,000 miles in it. I bought one new car on payments once and it taught me a lesson what with the monthly payments and paying almost 50% more again for the interest by the time you finish. Yes, I know its not the American way, but its what has pushed us into this position as a country and as individuals. Debt is like a sword hanging over your head.
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The Following 8 Users Say Thank You to Bruce Day For Your Post:
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08-09-2011, 10:01 AM
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#2
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Member Info
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Join Date: May 2009
Posts: 6,099
Thanks: 2,228
Thanked 6,399 Times in 2,098 Posts
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As Clint Eastwood said "A mans got to know his limitations" and I have never missed a payment of any kind in my life. A money mkt account paying less than 1% vs an appreciating asset like a Parker IMHO is a no brainer. The gun will outperform the money mkt. For me I like my new DHE 20 and the 20mos or so of payments I can handle. The net cost was $160 in fees. I can't hunt birds in the fall with a money mkt account.
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