Any insurance is just a bet. I don't insure against any loss I can afford to assume, placing my bet on delivery. Well packed package shipped with USPO signature on delivery no extra insurance is a pretty good bet.
Fed Ex on the other hand has a large number of contractors. Uniform may say Fed Ex, Truck too, They don't all work for Fed Ex, low pay, no company loyalty. Most UPS drivers are employees and theft not a real big issue. Very rare for a USPO employee to steal packages.
It's a choice not everybody see's it the same.
William
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