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Shipping guns - Insurance costs
Unread 02-14-2023, 12:18 PM   #1
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todd allen
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Default Shipping guns - Insurance costs

Haven't done this for a while. I recently got blind sided by the insurance costs.
USPS. 1st, they couldn't insure for the price I wanted. 2nd, the cost was crazy.
Just wondering how the pros handle this.
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Unread 02-14-2023, 12:58 PM   #2
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If you have insurance coverage through one of the Carriers specializing in insurance for firearms there is a good chance that coverage is afforded to some degree within that policy. Terms will vary from Carrier to Carrier and could be a % of your base amount of coverage as well which could limit it. I insure my shipments for the amount of my deductible and hope to never need it.
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Unread 02-14-2023, 02:33 PM   #3
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I just traded in two guns to Pacific Sporting Arms in California. Fedex GROUND on each gun with $1,000 insurance was $479 each gun. Yes, you read that right. I called Jordon at Pacific and he sent me UPS labels on his dime. It's ridiculous and I'm not sure where this ends. BTW they are a top notch outfit in every way that I've experienced so far.
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Unread 02-14-2023, 02:36 PM   #4
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Call Larry Cushman at Gun and Trophy Ins. You can get full coverage from him at a reasonable price. Billy
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Unread 02-14-2023, 02:43 PM   #5
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Quote:
Originally Posted by Randy G Roberts View Post
If you have insurance coverage through one of the Carriers specializing in insurance for firearms there is a good chance that coverage is afforded to some degree within that policy. Terms will vary from Carrier to Carrier and could be a % of your base amount of coverage as well which could limit it. I insure my shipments for the amount of my deductible and hope to never need it.
That's what I do as well. It has already saved my premium for the year.
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Unread 02-14-2023, 02:58 PM   #6
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Hey guys, I'm going to chime in on this one. I always send firearms through the US Postal Service. I am insured several times over on all of my firearms, but I always purchase the insurance from USPS...........guess I just like being double covered. Sending an item 2 day priority mail to Kansas (Phil you know what this is!!) the insurance for $4,000 was $67.00. I thought it was a pretty good deal................but that's just me.



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Unread 02-14-2023, 03:05 PM   #7
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The insurance on the ground Fedex was only $12. I asked how it could possibly be almost $500 per parcel, they were 12 lbs each. She said, "Well, you can drive them there yourself if you like." Little bitch.
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Unread 02-14-2023, 03:08 PM   #8
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So, for me to send (1) shotgun to Kansas, with the $4,000 insurance 2 day Priority was $118.00. That FedEX price seems ridiculous!!!


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Unread 02-14-2023, 04:26 PM   #9
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Be careful with Fedex insurance. Firearms are specifically excluded when you read the fine print.

When I lost the Ithaca Knick Grade 5, Fedex excluded/denied the claim. My dealer policy would have paid it out but with the deductible, I didn't bother filing and ate the loss.
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Unread 02-14-2023, 05:36 PM   #10
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My understanding was that the Gun and Trophy insurance covered my guns during shipping. Is that not correct?
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