BPI - Credit Card "Data Incident"

[Cold Spring]

Originally Posted by Dean Romig

I wouldn't allow ANYONE to reissue a new card or card number to me. I would do it myself without the further risk of more breaches.


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Dean, I don't follow your logic. The bank that issued the card that was compromised and is now cancelled, is issuing me the new one. How would that present a further risk of more breaches?

[ArtS]

Same thing happened to me. Three charges tried. All for several thousand dollars. My CC holder caught it, locked the card and contacted me. I have held this particular card since the 1970's. It has been compromised 4 or 5 times in that period.Always cancelled and reissued with no charges and no hassle. Because of their track record, I use this card exclusively for online purchases.

I got the BPI email today, so I presume that is where the breach occured.

[Dean Romig]

Originally Posted by Frank Srebro

Dean, I don't follow your logic. The bank that issued the card that was compromised and is now cancelled, is issuing me the new one. How would that present a further risk of more breaches?

You sure it was the bank that did that Frank? I'd want to be the one to initiate such transactions...

Fool me once shame on thee... fool me twice shame on me.





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[Cold Spring]

Originally Posted by Dean Romig

You sure it was the bank that did that Frank? I'd want to be the one to initiate such transactions...

Fool me once shame on thee... fool me twice shame on me.


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Still don't follow you on this Dean. Well when the bank (one of the largest in the US) leaves a message to call them to verify some questionable charges, and I call them using the phone number printed on the credit card, and they ask me answers to the "secret" questions I have on file with the bank, I'm sure it's a legitimate contact. I'm not the smartest guy in the world, but far from being the dumbest.

If you want to reply here about something how about posting to members who've recently bought from BPI and may not have a bank with sophisticated anti-fraud capabilities. Might save them some grief and effort when they get their next CC statement?

[Dean Romig]

Originally Posted by Frank Srebro

Still don't follow you on this Dean. Well when the bank (one of the largest in the US) leaves a message to call them to verify some questionable charges, and I call them using the phone number printed on the credit card, and they ask me answers to the "secret" questions I have on file with the bank, I'm sure it's a legitimate contact.

I don’t recall reading this explanation in your original post Frank. If you had I might not have been as skeptical of the situation.
There are thousands of unscrupulous entities in this world who pretend to be something or someone they’re not just to gain our confidence and steal from us. No apologies that I am one of the most cautious and skeptical people I know.
Sorry if I upset anyone, it was not intentional, but if I’m going to be doing business with a bank, investment firm, credit card company, insurance company, or whatever… please notify me if you suspect fraud but I will initiate a bsiness transaction… regardless of who you SAY you are.







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