No Insurance
For anyone sending a gun through whatever means you should have NO carrier insurance, but what you should have is insurance through a collector focused insurance carrier that covers shipping, theft and other mishaps. I use Collectibles from Hartford, CT. I can tell you if you don't have something like this, you not only have a shipping problem, you have a BIG hole in your asset base protection. And you don't have to schedule a gun unless its value is over $25,000. Homeowners insurance only covers about $3500 for all your gun. So what's that, maybe one of your guns? Buying a rider for homeowners is extremely cost prohibitive. 3 weeks ago I sent a Browning Sweet Sixteen to North Carolina and it was damaged. No arguing with UPS because I didn't insure it with them and saved that money. Instead, Collectibles wrote me a check for the estimate to fix it, provided by Art's, and I sent it to Art's and already paid them with the settlement amount; which was the full amount Art's quoted. You're wasting your time and money dealing with these shipping companies for damage coverage. It won't work for a guy like Bryan because he is a business, but for the rest of us collector/shooters it's the only way to go.
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