Received my Letter but found wrist cracked. Ugh!

[John J Sundelin]

While cleaning grime off the stock I found the wrist is cracked. I was cleaning it to determine if it needed to be refinished due to lack of finish and oil, it definitely needed to be. The finish is gone and it's nearly black from oil. The checkering is also worn on the butt stock and forearm along with the chipped toe and broken butt plate.
Now I need some advice as to how far to go with a fix. Is a crack repair, refinish, re-checker crazy expensive? I plan to use it for trap occasionally and maybe some hunting. The barrels are brown but have blue under the forearm and are 30 inches like the letter states. The letter doesn't seem to say the gun is special so will a full or partial restore hurt the value? I realize the value is minimal with the cracked wrist but the bores are nice with no pitting. any advice will be appreciated.
I will add pics and the letter to my album. Thanks, John