I found out the hard way that the common interpretation is mostly the former. Sign and you own it. Now my assumption as a layman was I had three days to inspect the gun without shooting it and the ffl was a govt tax/formality which was more part of the shipping process prior to the inspection period. I was wrong and ended up with no recourse but to keep said gun. Lesson learned.
In an ideal world you would be buying a classy gun from a classy gentleman and as a gentleman of class oneself you would honestly appraise the gun in your own premises, while honoring the wishes of the seller (dont shoot, dont disassemble). If the details dont add up, then you would pack and return the gun properly and pay the freight, insurance, ffl charges etc apologize for the trouble and get some of your money back. As detailed in the FAQ section of this website, there is no way to fully evaluate a used gun in the time you might have at the store and definitely not unless you are pretty experienced and have possibly made a few mistakes in the past. You might get this kind of service from a local gun store where you were known or from a friend but friendships have foundered on less. Ive come to see the ffl form as the logical point of transfer but likely wont be buying sight unseen again.
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