LET'S TALK GUN INSURANCE

[Hammer Gun]

I was talking to another member today, and the subject of gun insurance came into the conversation. I would be interested to know what type insurance others have, what companies, what kind of coverage, how much per thousand do you have to pay, have any one filed a claim and how was it paid, The company I use is Collectibles Ins. When I take my guns to shows I have to call and tell them where I am going to be and how long the guns will be away from the safe. Now this cost extra every time I travel for a display, Any body else have to do this with there Ins Co's. I have to tell them the value of the guns being displayed and the price is based on this. This year the Ins went up 200.00 dollars to 980.00 this computes to about 3.00 per thousand. I have never had a claim, and hope to god I don't ever have one. Been with the same company for several years. Also this year they are requiring that you have a system that calls someone if you had a burglary, and as usual they must be kept in a fireproof safe. The safe is no problem I have one but it will cost for a alarm system out where I am. Just like to know what others are doing for Insurance Thanks Gary

[Dean Romig]

Eastern Insurance for Historic Firearms has much less restrictive rules.

Dave Suponski can give you the agent's name that he (and many of us) uses.

[ED J, MORGAN]

Gary, Check witH the NRA, Regards, Ed

[Big Friend Ten (BFT)]

Eastern Insurance Group
John "Jack" Richardson
800-545-9326

Coverage is about $3 per thousand.

[Dean Romig]

Thanks Mark - That's the guy!

They don't require you to tell them every time a gun leaves the safe....

[Big Friend Ten (BFT)]

Eastern Insurance's only stipulation to me is that I must list any gun valued at $10,000 or more. Otherwise it is an umbrella policy for my collectible guns.

Jack Richardson is a gun collector himself and knows Parkers and other vintage shotguns.

[C grade]

I use AIG with a cost of about $2/thousand. I have to list every gun and its value but no notifications required. I have not had a loss. The guns are covered as a rider on my property/homeowners insurance.
David

[Autumn Daze]

Gary, Mark beat me to the keyboard but that is who I use. The guns are insured no matter where they are. The PGCA uses Jack for part of our insurance coverage also. Jack is a decent guy to deal with also.

[Craig Larter]

I also use Eastern Insurance Group. One thing I like is if I ship a gun within the US by any carrier it is covered for loss and damage so no need to buy extra insurance which is very costly. Great people to deal with.

[Opening Day]

I also use Eastern, one of the main reasons besides listing guns, are they are covered for damage when out in the field or shipping and are also covered if out of the country (Canada) none of which the NRA insurance and most homeowner policies will cover. So look at the fine print or you may have a very rude awakening...