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			I had lunch today with a relatively young friend of mine (69).  He asked me "when do you know when it is time to retire"?I said don't stay so long they push you out, leave on your terms. Try to plan for doing things that you have wanted to do and haven't had time for--few people while awaiting death say "I wish that I had spent more time at the office".  I reminded him that while in good health today that could change suddenly.
 He probably won't do anything differently but at least he heard me today
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