It is entitled "The Millionaire Next Door" and details the debt free and frugal lifestyle both Bruce and I were raised with- My Ford truck is a 97- 180,000 miles and runs like a Rolex-- It is my fourth Ford Ranger, all went 250,000 and then I traded them for another used one and wrote a check- no mortgage,. no car loans, I only have one credit card- it is a Exxon-Mobil card I got as a stockholder years ago- use it only for emergencies, even when I have the cash and gas was $.00 gallon--
I only buy "using guns" I can afford for cash outright- sure a 20 DHE or a 28 GHE would be fine 'investments" and with care, you can have your cake and nibble it too- I recently bought two 1912-1915 era Ithaca Flues Grade 1 DT extractor guns- a 20 and an 28- for about what a VH 12 with 30" barrels is going for on the "over-inflated" auction sites-- They are light, well balanced, have good stock dims, and the trigger pulls are sweet and crisp-
As far as bankers are concerned- my Granddad (who left me his Parkers and the hammer Purdey (wish I had kept that Purdey) always told me: "A banker will gladly loan you his umbrella on a sunny day without interest, but when it starts to rain, he'll charge you a plenty" A tough but wise Irishman, like old Joseph P. Kennedy- he predicted the big crash of Oct 1929 and the banks folding like leaves in the wind- he kept payroll cash in his big iron box Diebold safe at his machine shop (and paid off the beat cop- a brother irishman, go figure that- an irish cop) for night patrols on tough Canal Street- and went through the Depression with 35K in gold back bills in a fireproof strong box buried in the basement of their big home on Linden St.-- a cautious man, taught me to never buy "on the credit" but to use- CIF instead-- Cash In Fist-- You can't make much of a meal out of a AHE 16 quail gun if the bottom folds- you can use it to shoot the wolf at the door-
