The T indicates barrels are of Twist Steel and yes, it is the lowest grade Parker Bros. made in that period. Anything lower would have been the Trojan which came out in 1913.
But the Serialization book shows it as being a T1 which is a Grade 1 with Twist barrels, so it's one step up from the bottom.
The hammer looseness is likely the fit between the hammer axle and the hole is passes through in the lock plate. You should find that neither lock has a half-cock position.
Did the Cowboy Action shooter cut off the barrels? It was made with 30" barrels.
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"I'm a Setter man.
Not because I think they're better than the other breeds,
but because I'm a romantic - stuck on tradition - and to me, a Setter just "belongs" in the grouse picture."
George King, "That's Ruff", 2010 - a timeless classic.
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