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Unread Yesterday, 09:23 AM   #38
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Bill Murphy
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I might add that "Do I have enough?" was never a part of my decision to quit my job at 53. I didn't care whether I had enough income, I just wanted more time to myself and was willing to live on whatever I had. Not having to pay into Social Security or my retirement fund, lower tax bracket, etc., meant that my retirement income was not much less than my working income. That is the situation for many people in defined benefit programs. Sometimes, working to full retirement age is counterproductive in the long run. You are going to work every day for five bucks an hour, with two day weekends instead of seven.
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