I can speak from experience on insurance claims of the past 50 years. From stolen guns, vehicle collisions, vandalism, and burglarizes.
I have been satisfied with the outcome in every situation.
Lucky or had the right companies insuring me I guess.
If you have a number of guns I just can not imagine not having them insured.
Ask yourself if all of your guns were stolen or lost in a fire tomorrow without insurance to replace them.
Would you be able to replace them out of your pocket without a problem?
If the answer is yes than you are self insured and are able to take the risk.
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