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I don't think collectors of Winchesters and Colts limit themselves to only pre 1899 firearms, but there is definitely a premium for these vs a similar but post 1898 gun. About 20%. I know Winchesters and Colts far better than side by sides and this is nearly gospel.
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Once again, I can't agree with you. You use words like "definitely" and "gospel" like there's no other opinion that matter's and that makes me suspect of your whole thought process. I have been collecting Colts, Winchesters, and Parkers, and ONLY those three makes for over 60 years. In my 72 years, I've met some of the best known collectors, and learned from each of them. Knowing what and how they have, and still do buy guns makes nothing but good common sense. There ain't no gospel according to anyone I know that says a pre '99 gun of equal condition is worth 20% more than a post '99 gun. Spend enough time behind your table at the Baltimore gun show, arguably the preeminent antique arms show in the east and you'll know this to be true.