I think it is very situational and can differ from gun to gun. If getting it restored gives you higher pride of ownership and you use it more than I would do it.
You can take it to any level you like. I wouldn't be afraid to make the gun yours so to speak. Then you'll use it more.
On Parkers, the 2 guns I have refinished the barrels and had the stocks re-checkered and refinished are those 2 guns are on the top of the list as some of my favorite Parkers. I did have a Fox Sterlingworth completely restored and I love it to, but looking back I wish I had just done the barrels and stock and not re-case color the receiver. Though I have a few hammer guns that I would like to have the receivers case colored. So it can be complicated.
I also think having respected gunsmiths do the work helps and can add value as well. They should be able to give valuable advice and help you make decisions on what to do for the restoration.
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