I find it hard to believe anyone has a hard time mailing a letter. I agree post offices are to be avoided like the plague, but nowadays stamps can be bought even in places like grocery stores. Plus, I assume you are buying stamps for other needs anyway so a stamp for a PGCA letter is just you steal from your wife's booklet.
Paypal? It's troublesome that so many people are falling back on Paypal to conduct business. Their fees? Well, I can't say I really care about 2% but what do I care about is Paypal's unethical policies and practices. I'm amazed that when people sign up for Paypal they think nothing of giving out their bank account information. That's a big deal. Why? You are giving a third party (probably one that is staffed by 20 year olds in India) the authority to unilaterally access and withdraw funds from your account. I don't even allow my wife to do that.
What's more, if you ever bother to read the fine print, once you give that agreement, you also give away the ability to end that agreement. Only Paypal can discontinue it.
What that means is if you get into a dispute with Paypal and decide to "show them a thing or two" by calling your bank and having them disallowed, your bank will take Paypal's side and tell you to get lost.
Not for me, brother.
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