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I just renewed my Eastern policy. It sure gives me a nice overall piece of mind knowing I'm insured for most circumstances.
Keep in mind that there is one circumstance you aren't covered for and that's government confiscation. I ran into this with a VHE-20ga I bought on Gun Broker a couple of years ago from a dealer in Maine. Six months after I had the gun in hand the local police showed up at my door with a court order from Maine to take the gun because it was reported as stolen in Maine. It's a long story but the short version is; I lost the gun & the money I paid for it. My eastern policy wouldn't cover it due to the clause for government confiscation. It still hurts every time I think about it. |
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I stated earlier that I was not picking on Travelers, same for Eastern. Both are good products and they all have their quirks. Just pointing a few things out. |
I'm not picking on Eastern either, I'm very comfortable with their policy & think they offer some of the best coverage for collectors out there. I really like the coverage for shipping guns & while on hunting trips both domestic & internationally. You made a good point; always keep them locked up!!!!!
I just wanted to make the point that having insurance doesn't mean your covered for all possible situations. Be sure to know what your policy actually covers. |
Interesting thread.
Anyone care to throw out the annual cost of the Eastern insurance per, say, $100,000 of coverage? |
~$350
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Yes if you have Eastern not sure about others
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