I am guessing location makes a difference on cost. $100,000 cost me just over $300 per year. $250 deductible.

Who is your carrier Phil?





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Dean I have been using Hanover/Eastern insurance for about 6 years. I just pulled my policy and I pay $314 for 100k. They give Parker members a 5% discount.
Unfortunately Jack as some of you may know, passed away last year. Great fellow.
There is a lady that has taken over his accounts ( don’t recall her name off hand ) but she is very helpful and knowledgable.

Phil, I think her name is Laura Sewall, I'll have to ask if I got the 5% discount.

Garry the attached is what I would refer to as a typical example of this language.

Thank you!

I wonder why Paul couldn't go back to the dealer or individual who sold him the stolen gun. I have heard of similar situations and the unlucky buyer was able to recover from the seller. In turn, the seller can go back to his source. One of our members bought a stolen high grade Superposed several years ago and recovery was a piece of cake, happening very quickly.

I have the Eastern program; am I right that if I buy and pay for a gun that it is automatically insured during shipment to me?

Call and ask.

I asked them the other side of that process.... if I sell it and ship it, is it still insured and their answer was that it was, until the shipment was accepted. So the three day inspection period I gave a buyer and the shipment to him is covered. Since you haven't accepted it yet.... call and ask to be sure.

Eastern, has my business, and yes the lady is Laura Sewall, One thing that you need to know about Eastern, if your gun is over a certain amount you will need to have an appraisal letter for that gun, do not know what the limit is but my AA hammer gun had to have one, Gary

I use Steve Boyett & Associates (www.antiqueguninsurance.com). The coverage is complete for travel, shipping, etc. Coverage is $150/$100,000. As far as coverage and cost this is the best I have found. In terms of records of payouts, I have none.

It was $50,000 when I bought mine

Gary it's $50,000

It's a long story, but the short of it is: I did approach the seller and he basically told me it was my problem to work out with the Maine court system. He was banking on the fact that he was in Maine & I'm in Colorado where the overall money involved wouldn't justify lawyering-up to pursue. I do have a court ordered restitution against the thief's that stole the gun. I know that I'll never see a dime from that either, the people that stole the gun aren't the type to pay-up even if it is court ordered.

I was the lucky one in all of this, there was another gun stolen at the same time and the guy that bought is out $12,500.00

I probably should take the time and post a thread telling the whole story to shed some light on some of the things that can come up when buying guns on-line.

I have the Eastern blanket coverage plan which covers up to $45K; costs me $150.00 per year. I just spoke with Laura at Eastern; once you pay for a gun and the seller has accepted your payment the gun is covered so no need to add insurance coverage during shipment. If the purchase puts you over your blanket amount you need to call her and increase your coverage. If the gun is over $10k you do need to have it scheduled.

By "scheduled" I presume you mean fully described, including the serial number?





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[QUOTE=Dean Romig;271054]By "scheduled" I presume you mean fully described, including the serial number?

That would be correct Dean.

Some folks do insure up to their deductible amount through the carrier. Not a big deal but if you have a $1,000 or $2,500 deductible you may want to consider it.

Good point. Mine's only $100 so I probably wouldn't. Here's another dumb question: I've never returned a gun I've bought, but if you do, does it have to go to an FFL or can it go straight back to the sender?

Unless this has changed without my knowledge of it the rule was always that a nonlicensee could mail a rifle or shotgun to a resident of their State or to a licensee of any State.

please post the contact for eastern insurance?

Laura Sewall

(781) 834-6578
(800) 333-7234

233 West Cetral St.
Natick, Ma. 01760-4623

lsewall@easterninsurance.com

I just call Laura and the scheduled amounts very depending on your policy. If your policy is up to $249,999 it is $10,000 if it is over 250K and under 500K i's $25,000 per item, and if your policy is over $500K you only have to schedule a firearm if it's insure for over $50,000

Eric, that's what I was told too for Eastern. I'm covered to 60K and my premium was $170. Piece of mind!

Randy, I don't think you answered Phil's question. He bought from a non-FFL. Can he return it without using an FFL? I think this is a question many of us would like to have answered.

Post deleted. My understanding of the law has been proven in error by Randy's post of the link to the actual law.





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According to the "ATF Federal Firearms Regulations Reference Guide" and I will quote "A nonlicensee may mail a shotgun or rifle to a resident of his or her own State or to a licensee in any State". There is some additional verbiage that
clarifies that a common or contract carrier (not the USPS) must be used for a handgun. Same rule that I quoted above applies to a handgun. There is nothing that I can see pertaining to a transfer of ownership. Based upon this if Phil does not have an FFL he can ship it in State or it must go to an FFL if out of State. So it would appear the ATF does not want nonlicensee's shipping firearms out of State, right ? Wrong, if you are going hunting it is perfectly legal to ship your guns out of State to the intended State where you will be hunting as long as you ship to yourself in the care of another. Fellas I could be wrong on this as the rules are lengthy and complicated but I cannot see anything other than what I have stated above. Phil you can always call the local ATF office and inquire.

I should have done this previously, attached is the rule I am referring to. Maybe you will find a different interpretation.

Talked with my local AFT office; according to the agent the gun must go to an FFL if I return it.

That's a lot simpler than the raft of rules and regulations that have been offered to us in the last several posts. End of story, I think.

Sorry if I killed this thread, but we need to know this stuff. Can we or can't we ?

A notorious old South Carolina Circuit Court Judge once told a friend of mine "That may be the law in South Carolina, but it is not the law in my courtroom today." A lot of law enforcement officers have the same attitude.

Bill I presume you are referring to the shipping issue previously discussed in this thread. The ATF regulations as I previously posted seem clear to me, however if an ATF agent has advised otherwise I have no response on that one. I would have to present the agent the regulations if it were me and ask for clarification if his comments contradicted the regulations but that's just me.

Can anyone share contact info for Laura @ Eastern Insurance ?

never-ending, missed the page.

Thanks !

https://www.easterninsurance.com/ins...toric-firearms

insurance
 

Core Vens no longer used Travlers as their co insurance, they have a new company I cannot remember name now. I will look it up. and annotate this reply.

Ron Moore

insurance
 

Core Vens carrier on gun insurance is Trans Guard insurance.

Ron Moore

Spent about 30 minutes on the phone yesterday with Laura @ Eastern/historic firearms.

Fantastic discussion, they are still offering discounts for PGCA members.

I liked the additional options for ammo, optics and reloading supplies.

Looking forward to the quote.

Jeff, I guarantee you’ll be amazed at its affordability.





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