I emailed Eastern Insurance. My NRA is due in December, I'll see what they say as well as USAA. Thanks for the tip.

I shot a bird and it went down in a huge boulder field where the dogs couldn’t go...I thought to myself for a minute that I would set the gun down and then go after the bird...but other birds flew into the rock field. I slipped on a rock and fell face first landing on the gun. :banghead::banghead:

I shot two birds with the left non-bent barrel before I hobbled down off the mountain.

I've fallen too but was lucky enough to save the gun by landing on my face!
Hey but you got birds in spite of it, good going.

I'm sorry, but I have always thought that I could self insure with great safes and safe neighborhoods. So far, I have succeeded. I ended my self insurance with a fireproof (yes, I know that is ridiculous) vault. Some of us who have some substantial collections should consider a vault rather than expensive insurance.

Bill,
I've had a safe since 1990. A few years ago a neighbor had his safe taken.
It would be nice if the insurance companies could take that into consideration.
Eastern has contacted me and it appears their price per $100.00 of coverage is much better that NRA's.

Having guns that no one wants to steal is another method

I gladly pay my Eastern Insurance premiums every year, no worries shooting and hunting my guns, no ugly expensive safe and the enjoyment of keeping my guns on display. I can't imagine having a great collection and locking it away in a safe. If I had to do that I wouldn't collect guns or decoys.

As Craig said, one of the main reasons that I have Eastern insurance is when I am hunting and at shoots, I don't have to worry because the guns are covered. No safe or vault can do that !

That and then there's the travel issue as well, plenty of exposure there. Actually I have never thought the premiums for these products were high at all.

A gun safe is great if you have kids or maybe if there is a fire, but they are kind of a joke as far as security. All of the weight in a gun safe is in the insulation material the rest is just sheet metal.