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Need Expert Advice on What I Have

Good evening,

I am helping my mother figure out the value of a Parker Shot gun that was inherited from our grandfather. We are just trying to figure out exactly what we have and what it is worth so we can make sure it is insured properly. I know little about the gun other than it was my great grandfather's. Any advice or guidance is greatly appreciated. I have included the relevant photos for review.

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Diamond in the rough.

It is a BHE that is in well worn condition. But is all there.

BHE that should be restored. The B grade is a Grade-5 and is right in the middle of the high grade Parkers and are very desirable.

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As Brian said above, you have a BHE grade 5, on a size 2 frame, with Acme steel barrels that appear to be either 30 or 32 inches long. I would think it is a 12ga.
Value in it's current condition is mostly sentimental value, however for insurance purposes I would venture a guess between $3000 to $4000 depending on the bore condition being good to excellent and the forend lug being solid to the barrels and the ejectors working properly. If the barrels and trigger guard were refinished correctly including touching up the engraving, and a professional refinish of the wood, with chased checkering and a proper period type recoil pad installed on the butt the value could increase to maybe $7000.
I personally wouldn't recommend doing any more than just a careful cleaning of the receiver. If you went for a total professional restoration it would make a beautiful heirloom piece but the cost might be more than you'd be comfortable spending.
This is just my $.02 opinion. Others may think differently.

Excellent advice David

Depending on your location, maybe you could get in contact with one of our members or a recommended restorer to get a better idea of the condition of your gun. There are points that can't be addressed by a photo. By the way, your photos are wonderful.