I think we all get the point...
I don't think I would pay $5,000 or $50,000 for a life insurance policy if I didn't think I would benefit from it. But I might buy a $500 policy if I knew I might be able to help direct the managers of the fund which might result in better benefits for
all the policy-holders, including myself. But then I could just pay the standard annual premium and receive the really great quarterly dividends that the "fund" provides and call it even.
It really has nothing to do with a 'level of dedication' but simply what one wants to give and receive.